Where do we lose?

Given that the human life is precious one, we still find it difficult to strive for God. How do we lose the game?

First loss:Giving more importance to material people including family members than saint and God.
Second loss: Expend and save all money for self and family members.
Third loss: Do not read and contemplate over preachings of genuine saint.
Fourth loss: Procrastinate. Always postpone spiritual endeavor to later date for one reason or other. In the doing ultimately person dies without making any serious spiritual efforts.
Fifth loss: Keep company of people who keep on speaking against saint and God.
Sixth loss: Start thinking against saint and God. There ends the road to the spiritual world!!